ProtectHealth · Las Vegas, Nevada
Coverage built around your life.
Not the other way around.
Work with Janet, a licensed ProtectHealth broker. One straightforward conversation, genuine options across Health, Medicare, Dental and more, and zero pressure. The product should serve the strategy — never become it.
What Janet helps with
Real coverage for real situations
Health
Health coverage built around your life
Self-employed, 1099, a Realtor, or between group plans? The right individual coverage starts with your situation, not a product pitch. We map genuine PPO access and tax-advantaged options to how you actually work and who you need covered.
- Genuine PPO networks, not bait-and-switch plans
- Options for the self-employed, contractors, and Realtors
- Tax-advantaged strategies where you qualify — we're insurance nerds, not tax pros, so we'll bring one in
Medicare
Medicare without the mailbox avalanche
Turning 65 or already on Medicare? One clear conversation to compare what actually fits your doctors, your prescriptions, and your budget — no pressure, no jargon, and a licensed local broker instead of a call center.
- Compare plans against your own doctors and medications
- Understand your enrollment windows before they close
- A licensed Nevada broker who picks up the phone
Dental
Dental coverage that's worth using
Standalone dental that covers cleanings, major work, and the things that sneak up on you — sized to what you'll actually use and easy to pair with your health plan.
- Individual and family options
- Preventive and major care covered
- Pairs cleanly with your health plan
Vision
Vision coverage for exams, frames, and lenses
Simple vision plans that make annual exams and new glasses or contacts affordable for you and your family, and easy to add alongside health or dental.
- Annual eye exams covered
- Allowances for frames, lenses, and contacts
- Easy to add to your other coverage
Life
Life insurance that protects the plan
Term or permanent, the goal is the same: your family keeps its footing if something happens to you. We start with what you're protecting and how long you need to protect it, then match the coverage to that — never to a quota.
- Term and permanent options explained plainly
- Coverage sized to your real obligations
- Straight answers on what you actually need
Supplemental
Supplemental coverage for the gaps
The coverage that fills in around your main plan, so a hospital stay or an unexpected diagnosis does not turn into a financial hit. It layers on top of what you already have.
- Hospital, critical illness, and more
- Sits on top of your primary coverage
- Affordable peace of mind
Accident & Gap
Accident & gap coverage for the what-ifs
Cash benefits that help with the out-of-pocket costs a high-deductible plan leaves behind — from an ER visit to a broken bone — paid directly to you.
- Helps cover deductibles and out-of-pocket costs
- Pays cash benefits straight to you
- Pairs with any health plan
Why a ProtectHealth broker
Local, licensed, and Nevada-specific
Janet is a licensed broker who works Nevada plans every day — from Nevada Health Link marketplace coverage to Medicare and everything around it. Not sure where to start? See who we are on our team page, or read how we help the self-employed and business owners.
Every plan is regulated by the Nevada Division of Insurance, and we'll always tell you where the lines are. We're insurance nerds, not tax professionals — where taxes or business structure come up, we bring one in.
“The product should serve the strategy — not become the strategy.”
The ProtectHealth approachBook time with Janet
Grab a time that works for you
Pick a slot below and you're set — Janet will meet you then. Prefer to talk now? Call (702) 275-7564 or email janet@protectnv.com.
A dedicated calendar page lives at protecthealth.com/book/janet-shelton — share it anywhere.
Your broker
Janet Shelton
Licensed Insurance Broker · ProtectHealth · Las Vegas, Nevada
Navigating health insurance shouldn’t feel like solving a puzzle. As an independent broker specializing in Medicare and Affordable Care Act (ACA) Individual & Family plans, my job is to translate complex insurance rules into plain English. Whether you’re turning 65, stepping into retirement, or looking for affordable coverage for your family or small business, I provide unbiased guidance tailored to your health needs and budget. Health insurance is never 'one size fits all let’s find the right fit for you at zero added cost for my services