Your payroll is a tax asset you are not claiming.

The retirement mandate, the tip credit that just got bigger, the payroll tax you're paying on pre-tax premiums, and the federal credits that cover most of a new plan. Twenty minutes. No pitch.

★★★★★ 4.9 · 703+ Google reviews · Insurance nerds, not tax professionals

$24,500401(k) employee limit, 2026
100%of startup costs covered, up to $5,000 a year

The numbers behind the partnership.

0% more likely to report increased profitability with a PEO NAPEO
0% savings on HR administration costs NAPEO
0% more likely to stay in business NAPEO
$0 average savings per employee, per year U.S. Dept. of Labor, 2024

Tell us five things. We'll tell you which doors are open.

A broker calls you back within the hour during business hours. You leave knowing what applies, what doesn't, and what to ask your CPA. If nothing applies, we'll say that too.

  • Retirement mandate status confirmed
  • Tip credit and Section 125 eligibility mapped
  • Plan options checked against your actual payroll
  • Payroll and HR handed to Paychex only if you want it

Step 1 of 2 · About the business

Industry
Employees
Do any of your staff take tips?
Biggest friction right now
Payroll today

Step 2 of 2 · Where to reach you

No cost. No obligation. We're insurance professionals, not tax professionals; anything tax-related goes to your CPA before you act.

4.9 stars. 703+ Google reviews.

Rated by the people who had the conversation. Read all of them on Google.

Yvette AugerApril 2026 ★★★★★ Lorraine Castillo is the best insurance agent, I use her for all my personal and real estate clients insurance policies. She is the only agent I trust in Nevada. Stephen KuoApril 2026 ★★★★★ My partner and I have been in the capable hands of Lisa Drake for a few years now. She's very knowledgable, helpful, and proactive. Highly recommended. Rachel WrenSeptember 2025 ★★★★★ Thank you, Jeff Barton and ProtectHealth! Felt like family with the best service! Helped us navigate through - making it as easy as possible. The VERY best! K Katie Rose MatthewsJanuary 2026 ★★★★★ Brian was amazing and took the time to walk me through everything step by step and answer any questions I had. K Kim Hunter-SmithApril 2026 ★★★★★ Great personal service. I can't say enough about Pam N., she is fantastic! K Keith IrbySeptember 2025 ★★★★★ Lorraine Castillo was my agent, very professional and detailed. Great Agent, I will be recommending her services. A Andy DiecNovember 2025 ★★★★★ Christopher helped me find the best plan to meet my needs. He is very easy to work with and I would recommend him to other people! M Monica VanegasJune 2025 ★★★★★ Jeff is so thorough and easy to work with. I'm happy to have an agent who goes above and beyond to make sure my questions are answered. L Loniafe BrunoApril 2026 ★★★★★ Tammy did an excellent job as usual. She always goes out of her way and spends time with us so we understand the details. Yudith FelixApril 2026 ★★★★★ I had such a great experience with Pamela Noyes she is very kind, knowledgeable and very very helpful and she goes above and beyond to make time to speak with you. Yvette AugerApril 2026 ★★★★★ Lorraine Castillo is the best insurance agent, I use her for all my personal and real estate clients insurance policies. She is the only agent I trust in Nevada. Stephen KuoApril 2026 ★★★★★ My partner and I have been in the capable hands of Lisa Drake for a few years now. She's very knowledgable, helpful, and proactive. Highly recommended. Rachel WrenSeptember 2025 ★★★★★ Thank you, Jeff Barton and ProtectHealth! Felt like family with the best service! Helped us navigate through - making it as easy as possible. The VERY best! K Katie Rose MatthewsJanuary 2026 ★★★★★ Brian was amazing and took the time to walk me through everything step by step and answer any questions I had. K Kim Hunter-SmithApril 2026 ★★★★★ Great personal service. I can't say enough about Pam N., she is fantastic! K Keith IrbySeptember 2025 ★★★★★ Lorraine Castillo was my agent, very professional and detailed. Great Agent, I will be recommending her services. A Andy DiecNovember 2025 ★★★★★ Christopher helped me find the best plan to meet my needs. He is very easy to work with and I would recommend him to other people! M Monica VanegasJune 2025 ★★★★★ Jeff is so thorough and easy to work with. I'm happy to have an agent who goes above and beyond to make sure my questions are answered. L Loniafe BrunoApril 2026 ★★★★★ Tammy did an excellent job as usual. She always goes out of her way and spends time with us so we understand the details. Yudith FelixApril 2026 ★★★★★ I had such a great experience with Pamela Noyes she is very kind, knowledgeable and very very helpful and she goes above and beyond to make time to speak with you.
Yvette AugerApril 2026 ★★★★★ Lorraine Castillo is the best insurance agent, I use her for all my personal and real estate clients insurance policies. She is the only agent I trust in Nevada. Stephen KuoApril 2026 ★★★★★ My partner and I have been in the capable hands of Lisa Drake for a few years now. She's very knowledgable, helpful, and proactive. Highly recommended. Rachel WrenSeptember 2025 ★★★★★ Thank you, Jeff Barton and ProtectHealth! Felt like family with the best service! Helped us navigate through - making it as easy as possible. The VERY best! K Katie Rose MatthewsJanuary 2026 ★★★★★ Brian was amazing and took the time to walk me through everything step by step and answer any questions I had. K Kim Hunter-SmithApril 2026 ★★★★★ Great personal service. I can't say enough about Pam N., she is fantastic! K Keith IrbySeptember 2025 ★★★★★ Lorraine Castillo was my agent, very professional and detailed. Great Agent, I will be recommending her services. A Andy DiecNovember 2025 ★★★★★ Christopher helped me find the best plan to meet my needs. He is very easy to work with and I would recommend him to other people! M Monica VanegasJune 2025 ★★★★★ Jeff is so thorough and easy to work with. I'm happy to have an agent who goes above and beyond to make sure my questions are answered. L Loniafe BrunoApril 2026 ★★★★★ Tammy did an excellent job as usual. She always goes out of her way and spends time with us so we understand the details. Yudith FelixApril 2026 ★★★★★ I had such a great experience with Pamela Noyes she is very kind, knowledgeable and very very helpful and she goes above and beyond to make time to speak with you. Yvette AugerApril 2026 ★★★★★ Lorraine Castillo is the best insurance agent, I use her for all my personal and real estate clients insurance policies. She is the only agent I trust in Nevada. Stephen KuoApril 2026 ★★★★★ My partner and I have been in the capable hands of Lisa Drake for a few years now. She's very knowledgable, helpful, and proactive. Highly recommended. Rachel WrenSeptember 2025 ★★★★★ Thank you, Jeff Barton and ProtectHealth! Felt like family with the best service! Helped us navigate through - making it as easy as possible. The VERY best! K Katie Rose MatthewsJanuary 2026 ★★★★★ Brian was amazing and took the time to walk me through everything step by step and answer any questions I had. K Kim Hunter-SmithApril 2026 ★★★★★ Great personal service. I can't say enough about Pam N., she is fantastic! K Keith IrbySeptember 2025 ★★★★★ Lorraine Castillo was my agent, very professional and detailed. Great Agent, I will be recommending her services. A Andy DiecNovember 2025 ★★★★★ Christopher helped me find the best plan to meet my needs. He is very easy to work with and I would recommend him to other people! M Monica VanegasJune 2025 ★★★★★ Jeff is so thorough and easy to work with. I'm happy to have an agent who goes above and beyond to make sure my questions are answered. L Loniafe BrunoApril 2026 ★★★★★ Tammy did an excellent job as usual. She always goes out of her way and spends time with us so we understand the details. Yudith FelixApril 2026 ★★★★★ I had such a great experience with Pamela Noyes she is very kind, knowledgeable and very very helpful and she goes above and beyond to make time to speak with you.

Talk to a ProtectHealth broker

Benefits, the retirement mandate, tip credit and Section 125 eligibility. Start with the form above or call.

Call 800-240-8185

Already know you want payroll or HR?

Go straight to Paychex. Fred Simonds, Strategic Business Consultant, is our named contact.

Request Paychex information
Paychex. HR, Payroll, Benefits, Insurance.

Save Time and Money on HR Tasks

Simplify HR with Paychex HR PEO

A Professional Employer Organization (PEO) helps make it easier for you to manage HR, benefits, payroll, and compliance — so you can focus your time and budget on what matters most to your business.

The all-in-one Paychex HR PEO can help you:

  • Streamline payroll and employee management
  • Offer world-class employee benefits
  • Reduce risk and keep up with compliance
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Why You Should Choose Paychex

Customized Solutions
Find the right PEO solution for your specific business needs and size with the ability to grow with you.
Transparent Pricing
Itemized invoices and clear cost breakouts help you determine the true impact of your return on investment.
Easy Setup
Sign-up and setup are easy with our online portal and support that's ready to help if you need it.
Dedicated Support
Work with a highly trained HR professional who can guide you through your HR issues with help from your payroll specialist, overall client advocate, and on-demand service.
Experience You Can Trust
Paychex has helped businesses succeed for more than 50 years and supports millions of worksite employees for customers across the country.
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